Privacy Terms CrediFlow

Privacy Policy

Privacy Policy

Last updated: February 2026

Welcome to CrediFlow. Your privacy is critically important to us. This Privacy Policy document contains types of information that is collected and recorded by CrediFlow and how we use it.

Note: CrediFlow is a 100% offline application. We do not store, sell, or upload your personal financial data to any cloud server.

1. Information Collection

Since CrediFlow operates as an offline money management tool, all the data you input (such as transaction details, names, and amounts) is stored locally on your device's internal storage.

  • We do not have access to your personal data.
  • We do not collect any personally identifiable information (PII).

2. Use of Permissions

To provide a seamless experience, the app requires the following permissions:

  • Biometric/Fingerprint: Used strictly for local authentication to lock/unlock the app. This data is processed by the Android System and is never shared with us.
  • Storage (Optional): Required only if you wish to set profile pictures for your contacts from your gallery.
  • Internet Access: Used solely for loading charts libraries and displaying non-intrusive ads (if any).

3. Data Security

We value your trust in providing us your Personal Information. Since the data is stored locally on your device, we encourage you to use the built-in PIN Lock or Biometric Lock feature provided within the app to prevent unauthorized access by anyone who holds your phone.

4. Third-Party Services

The app may use third-party services (like Google AdMob) that may collect information used to identify you for advertising purposes. Please refer to Google's privacy policy for more details.

5. Children's Privacy

CrediFlow does not knowingly collect any Personal Identifiable Information from children under the age of 13. If you think that your child provided this kind of information on our app, we strongly encourage you to contact us immediately.

6. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. These changes are effective immediately after they are posted on this page.